Last Updated: 22-November-2025

Welcome to FitRichGuide.com (“we,” “us,” “our,” or “the Site”).
By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions.
If you do not agree with these terms, please discontinue use of the Site immediately.

1. Acceptance of Terms

By using FitRichGuide.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, along with our Privacy Policy and Disclaimer.

2. Eligibility

You must be at least 18 years old to use this website.
By using the Site, you represent that you are legally able to enter into binding contracts.

3. Use of the Website

You agree to use FitRichGuide.com only for lawful purposes and in a manner that does not:

• infringe upon the rights of others
• disrupt website functionality
• violate any applicable laws

You may not:

• Attempt unauthorized access to servers or systems
• Use automated tools (bots, scrapers) without permission
• Post harmful, offensive, or illegal content

4. Intellectual Property Rights

All content on FitRichGuide.com—including articles, images, graphics, logos, videos, and design—is the property of the Site and protected by copyright, trademark, and intellectual property laws.

You may not:

• Copy, reproduce, or republish content without permission
• Sell or distribute content
• Modify or create derivative works

Fair use for personal, non-commercial purposes is permitted.

5. User-Submitted Content

When you submit comments, messages, or other content, you grant us a non-exclusive, royalty-free, worldwide, perpetual license to use, display, and distribute that content.

You agree that your content:

• is truthful and lawful
• does not infringe on third-party rights
• does not contain harmful code or malware

We reserve the right to remove any content at our discretion.

6. Disclaimer of Professional Advice

FitRichGuide.com provides information related to fitness, health, finance, investments, and the stock market for educational purposes only.

We are not:

• medical professionals
• certified fitness trainers
• licensed financial advisors
• investment brokers

Nothing on the site should be considered:

• medical advice
• financial or investment advice
• legal or professional guidance

Always consult qualified professionals before making decisions related to:

• health or fitness
• financial planning
• investing
• medical conditions

7. Affiliate Disclosure & Advertising

FitRichGuide.com may contain:

• affiliate links
• sponsored content
• advertising banners
• product recommendations

When you click or purchase through certain links, we may earn a commission at no additional cost to you.
We follow all FTC and global advertising guidelines.

8. Third-Party Links

FitRichGuide.com may link to external websites.
We do not control or endorse third-party content and are not responsible for:

• accuracy
• data collection practices
• availability
• security

Use third-party sites at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, FitRichGuide.com and its owners, affiliates, partners, and contributors are not liable for:

• errors or inaccuracies
• losses, damages, or injuries
• financial losses
• decisions made based on site content
• any technical issues, malware, or interruptions

Your use of the Site is entirely at your own risk.

10. Indemnification

You agree to indemnify and hold harmless FitRichGuide.com and its team from any claims, damages, losses, or liabilities arising from:

• your misuse of the website
• your violation of these Terms
• your violation of any laws

11. Privacy

Your privacy is governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

12. Data Accuracy

While we strive to provide accurate and up-to-date information, we do not guarantee the accuracy, completeness, or reliability of any content on the Site.

Information may be updated or corrected at any time without notice.

13. Website Availability

We do not guarantee that FitRichGuide.com will always be:

• available
• uninterrupted
• error-free

We reserve the right to modify, suspend, or discontinue any part of the website without notice.

14. Termination

We may terminate or restrict your access to the Site at any time, without notice, for:

• violating these Terms
• unlawful or abusive activity
• any reason deemed necessary to protect the Site

15. Governing Law

These Terms are governed by the laws of [Your Country/State – add details if you want].

Any disputes shall be resolved through the appropriate courts located in [Your jurisdiction].

If you want, I can customize this section for your country or state.

16. Changes to Terms

We reserve the right to update or modify these Terms at any time.
Changes take effect immediately when posted on the Site.

Continued use after changes means you accept the updated Terms.

17. Contact Information

If you have questions about these Terms and Conditions, you may contact us at:

📧 ddingle28@gmail.com
🌐 FitRichGuide.com